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This total car cost calculator will not only calculate the annual, monthly, and per mile cost of buying, owning, and operating an automobile, but it will also allow you to calculate those costs side-by-side with a second car buying scenario. Enter the term of the car loan in months (3 years = 36, 4 years = 48, 5 years = 60, 6 years =

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Aug 16,  · The average auto loan hit a record of $31, in the first quarter of , with the average used car loan running $19, Americans have over $1 trillion in motor vehicle credit following table from Experian shows how much people with various credit ratings typically are charged for loans.